Posts from 01st Jun 2006 to 30th Jun 2006.
I've spent the last couple of days feeling sorry for myself and the stack of empty cans of beer and coke are mounting.. I should empty the bins and tidy up a bit I think.
I've been phoning HSBC, my mortgage provider, I've been in to the estate agents and into a letting agency. I've worked out that if I were to sell the flat and pull out of the housing market and forefitting my investment, the increased value of the flat would just about pay the various fees assocated with selling and my early repayment fee on the mortgage.
However, HSBC have stated I can sublet the flat on the grounds that the tennant accept a letter from HSBC stating if I default on my mortgage payments the tennant has no legal right to stop HSBC from repossesing the property.
So all in all, by letting my flat and by continuing to work in my current capacity at half pay I'll be able to stay afloat financially and keep my flat. Which is something, at least.
So if you're looking to rent a furnished town center location single bedroom flat a short walk away from the station linking you directly to the centre of London and to Cambridge, a stone throw away from the A1(M) and the M1, and 20 paces from the nearest (very quiet and welcoming) pub, then do get in touch.
It's just now a case of finding somewhere to live where I can work from and get occasional access to the office in Stevenage. So it's not likely I'll be working from the relaxing beaches of Hawaii.
It's still all a bit crazy, it's as if I'm not just playing a game where I'm put into a crisis situation and it's a simple case of exploring avenues, making phone calls and decisions to get the best resolution possible. I don't feel as if this is all happening to me at the moment. I could be an agent sorting out someone elses problems. Wierd. But it keeps me fairly level headed I guess.
Oh, and of course thank you to everyone who's called or texted to see if I'm alright, it's really heartwarming to know people care. :)
I was unable to sleep last night. I don't know why. But I lay awake thinking for hours. One of the things I thought about was how I had stopped putting effort into my blog and how that probably showed in the frequency and quality of posts. I never set out to write for an audience but to write a diary for myself to look back at in the years to come. I was thinking about some big posts I could make about my opinions on the police state we're heading towards in the UK or perhaps even approach the subject of religion.
However, I didn't expect to be writing today about major changes in my life. I had a chat to my boss today and the news he had for me I guess was inevitable. In essence, I've been given a deadline to either get well or sacrifice being kept on full pay. With no end in sight for this illness I'm going through it appears likely I won't be well before the deadline. I'm able to stay on half pay in the capacity I'm currently working to after that point though which is certainly something I'll be doing.
But both my boss and I understand that any less that I'm earning now means I am unable to afford the payments on my mortgage and bills. I'm just about staying afloat as it is. So making the fair assumption that I wont be well in 2 months, it looks like I'll be either renting (if my mortgage agreement allows - something I need to check tomorrow morning) or will be selling up and probably moving back to my parents.
At the onset of Summer 2005, I had graduated from Southampton University with a highly respectable Computer Science degree from one of the leading institutions in the UK for Electronics and Computer Science. I had a well-paid job that allowed me to invest in the property market and get on that difficult ladder. Everything was looking up, it was Summer and I was rocking.
A year later as we approach Summer 2006, it looks like I'll have a limited part-time job, having had to ditch the housing market and move back with my parents which is not ideal for either my parents or myself. The idea turns my entire life upside down. Thankfully I still have the opportunity to continue earning but it's crazy the emotion the reality of something like this causes you. It's probably a good idea I've just started this course of anti-depressants.
My dear friend Andrew just pointed the date out to me. It's 6/6/6. How poetic. I think I'm going to get drunk tonight and forget about everything. :-)